INL Cancer Protection Plus Plan

The disease that starts with ‘CAN’, can be cured

Benefits Summary
  • Comprehensive Cancer Insurance plan that covers both Early & Major Stages of Cancer
  •  Unique feature of additional cover against relapse of Early Stage Cancer or CIS
  • Future premiums waived for three years on valid claim of Early Stage Cancer or CIS or Relapse of Cancer
  • Monthly income payouts on diagnosis of Major Stage Cancer to support you and your family during recovery period
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About Product

INL Cancer Protection Plus Plan

Presenting IndusInd Nippon Life Cancer Protection Plus, a holistic Cancer Insurance plan to ease your financial burden from the onset of cancer so that you would not have to give-up on your dreams and aspirations.

Benefits of INL Cancer Protection Plus Plan

Stay ahead of rising medical costs with Increased Sum Insured Benefit
Hassle Free issuance with Short Medical Questionnaire
Cancer Insurance for minors aged 5 and above
Unique feature of additional cover against relapse of Early Stage Cancer or CIS
Future premiums waived for three years on valid claim of Early Stage Cancer or CIS or Relapse of Cancer
Two claims allowed for Early Stage Cancer or Carcinoma-in-situ (CIS)
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
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All you need to know

How the plan works?

Purpose-built cancer insurance plan
Designed to ease the burden of cancer treatment
Helps you stay prepared without compromising goals
This option is available for Life Insured with age 18 years or above. Under this option, the basic sum insured selected by you shall remain the same during the Policy term
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 10 Years

What you Pay
Sum Assured
Rs. 10,00,000
Rs. 15,00,000
Rs. 20,00,000
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Purpose-built cancer insurance plan
Designed to ease the burden of cancer treatment
Helps you stay prepared without compromising goals
Under this option the Lumpsum & Relapse of Cancer Benefits are paid on Increased Sum Insured.
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 10 Years

What you Pay
Sum Assured
Rs. 10,00,000
Rs. 15,00,000
Rs. 20,00,000
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Purpose-built cancer insurance plan
Designed to ease the burden of cancer treatment
Helps you stay prepared without compromising goals
This option is available for Life Insured with 5 to 17 years of age for a fixed Basic Sum Insured of Rs 10 Lakhs. Under this option, the basic sum insured shall remain the same during the Policy term.
Scenario
Rohan | Age 10

Premium Payment Term: 10 Years | Policy Term: 10 Years

What you Pay
Sum Assured
Rs. 10,00,000
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Little Star Option
Entry Age 5-17 years
Maturity Age 15-32 years
Sum Insured ₹10,00,000 (fixed)
Policy Term 10-15 years
Silver / Gold Option
Entry Age 18-65 years
Maturity Age 28-75 years
Sum Insured ₹10,00,000 – ₹40,00,000
Policy Term 10-15 years

Premium Type: Regular Pay (Equal to Policy term)  Payment Frequency: Monthly / Quarterly / Half-Yearly / Yearly

All the references to age are based on age last birthday. Basic Sum insured options available under this plan are in multiples of 1 Lakh.

Plan Options

Silver Plan
  • Lumpsum payout on diagnosis of Early Stage Cancer or Carcinoma-in-situ (CIS)
  • Lumpsum payout on diagnosis of Major Stage Cancer
  • Relapse of Cancer Benefit
  • Waiver of future Premiums for three years* on diagnosis of Early Stage Cancer or CIS or Relapse of Cancer
  • Income Benefit for five years on diagnosis of Major Stage Cancer
Gold Plan
  • Lumpsum payout on diagnosis of Early Stage Cancer or Carcinoma-in-situ (CIS)
  • Lumpsum payout on diagnosis of Major Stage Cancer
  • Relapse of Cancer Benefit
  • Waiver of future Premiums for three years* on diagnosis of Early Stage Cancer or CIS or Relapse of Cancer
  • Income Benefit for five years on diagnosis of Major Stage Cancer
  • Increased Sum Insured Benefit

Under the Little Star Option, benefits will depend on the Attained Age of the Life Insured during the Policy term:

  1. From Policy Inception till Policy anniversary after attaining 18 years of age: On diagnosis of Major Stage Cancer of the Life Insured, a fixed lumpsum benefit of 10 Lakhs is paid and the Policy shall terminate on payment of this benefit
  2. From Policy anniversary after attaining 18 years of age till the remaining Policy Term: Provided no prior claims have been paid under the Policy, all benefits as applicable under Silver Star Option shall be applicable with a fixed Sum Insured of 10 Lakhs
Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
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Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

FAQs of INL Cancer Protection Plus Plan

View All FAQs

For eligibility criteria: All the references to age are based on age last birthday. Basic Sum Insured options available under this plan are in multiples of Rs. 1 Lakh

*Future Premiums shall be waived off for next three years or up to the remaining Policy term, whichever is earlier, in case of valid Early Stage Cancer or CIS or Relapse of Cancer claim, effective from the next Premium due date immediately following the date of diagnosis

The premium varies by age at entry, gender, policy term, basic sum insured and chosen plan option

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale

UIN for IndusInd Nippon Life Cancer Protection Plus : 121N119V02