INL Classic Plan II

Being in control of my money gives me time for more important things.

Summaries Benefits
  • 8 fund options from equity to debt with free switches
  • Add extra investments minimum ₹5,000 anytime
  • Tax benefits under Sections 80C and 10(10D)
  • Get additional protection against accidental riders
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About Product

INL Classic Plan II

IndusInd Nippon Life Classic Plan II allows you to invest for the long term and protect this savings against uncertainties. It allows you to diversify your savings with choice of multiple funds that you can switch amongst to hedge against market risks. The plan also provides life insurance to ensure protection for your family.

Benefits of INL Classic Plan II

Comprehensive Life Cover
Tailored for long-term peace of mind
Guaranteed Maturity
Base sum assured paid at policy end if in-force
Death Benefit
Higher of Fund Value, 105% total premiums paid, or base sum assured
Premium Pay Option
Pay premiums equal to policy term or Single pay for entire Policy term
High Life Cover
Minimum 10x annualized premium throughout term
Policy Terms
Choose 15-30 years to match goals
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
Calculate Benefit Illustrator
All you need to know

How the plan works?

Market‑linked investment returns
Long‑term wealth building
Life cover + growth
You pay regular premiums, part of which secures your life cover while the rest is invested in market-linked funds you choose, so your money can grow over time. You can switch between funds, top-up your investment, and manage your portfolio as per your goals. If the policy matures, you receive the accumulated fund value, if something happens to you during the term, your nominee gets the higher of the fund value or the sum assured as the death benefit.
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 15 Years | Policy Term: 15 Years

What you Pay
At 8% Return
Rs. 24,12,044
Rs. 48,32,340
Rs. 72,52,636
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
View All Stories

Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

View All FAQs

1 For eligibility criteria: All the references to age are based on age last birthday. Risk commencement date will be the same as Policy commencement date for all lives including minor lives

The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. IndusInd Nippon Life Insurance Company Limited is only the name of the Insurance Company’ and IndusInd Nippon Life Classic Plan II is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Funds do not offer guaranteed or assured returns.

For more details on associated risk factors, applicable charges and other terms and conditions please read sales brochure carefully before concluding a sale.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.

UIN for IndusInd Nippon Life Classic Plan II: 121L085V04