INL Saral Pension 

Make sure that 'When I retire' never changes to 'When will I retire?'

Plan Benefits
  • Guaranteed income for life
  • Get Tax Benefits
  • Liquidity — in emergencies
  • Two Annuity options
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About Product

INL Saral Pension 

Celebrate your golden years with IndusInd Nippon Life Saral Pension, a retirementplan that is customized to your needs. The plan has been designed to provide you and your spouse with a guaranteed income for life so that you need not worry about outliving your financial resources. Make this policy a part of your retirement plan’s building block to generate regular income offering the much-needed peace of mind

Benefits of INL Saral Pension

Pay once enjoy a guaranteed income for your entire life
Flexibility to receive annuities monthly, quarterly, half-yearly or yearly
Choice of two Annuity options to cater to your needs
Option to surrender^ your policy if diagnosed with any of the specified critical illnesses
Avail a loan any time after 6 months from date of commencement of your plan
Tax benefits may be applicable as per prevailing income tax laws.
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
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All you need to know

How INL Saral Pension plan works?

Guaranteed Lifelong Income
Return of Purchase Price to Nominee
Flexible Payout Options
Under this option, the annuity amount shall be payable in arrears, as per the chosen annuity payment frequency, throughout the life of the annuitant. On death of the annuitant, the annuity payments shall cease immediately, 100% of the purchase price (i.e. single premium) shall be paid to the claimant as a lump sum benefit and the policy will terminate
Scenario
Meet Mr. Singh | Age 50
Businessman

Single Premium Plan

What you Pay
What you Get
₹ 14,673/yr (for life)
₹ 19,564/yr (for life)
₹ 25,315/yr (for life)
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Guaranteed Lifelong Income
Return of Purchase Price to Nominee
Flexible Payout Options
This option can be purchased for joint lives, i.e. a primary and a secondary annuitant with spousal relationship. under this option, the annuity amount shall be payable in arrears, as per the chosen annuity payment frequency, as long as the primary and/or the secondary annuitant is alive. On death of either the primary or the secondary annuitant, provided one of them is surviving, no death benefit is payable, the surviving annuitant shall continue to receive the annuity amount throughout his/her life. On death of the last surviving annuitant, the annuity payments shall cease immediately, 100% of the purchase price (i.e. single premium)shall be paid to the claimant as a lump sum benefit and the policy will terminate. There is no maturity benefit available under this plan
Scenario
Meet Mr. Sharma | Age 50
Businessman

Single Premium Plan

What you Pay
What you Get
₹ 14,493/yr (for life)
₹ 19,324/yr (for life)
₹ 25,120/yr (for life)
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
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Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

View All FAQs

2 Age as on last birthday

3 The Annuity amount is payable in arrears for any Annuity Payout Frequency, as chosen by the Annuitant. Annuity Payout Frequency once chosen cannot be changed

The Annuity rate varies by purchase price, age & gender of the Annuitant(s) and choosen annuity option.

This product will be sold through offline and online sales channel.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale

UIN for IndusInd Nippon Life Saral Pension: 121N141V01