INL Prosperity Plus

Enhance your wealth and secure your life under a single plan

Summaries Benefits
  • Tax benefits under 80C/10(10D) per prevailing laws
  • Post 5-year lock-in or age 18; systematic withdrawal available
  • Pay premiums for 5, 10, 15 years or regular/single pay
  • Low allocation charges + top-up flexibility (min ₹25K)
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About Product

INL Prosperity Plus

With IndusInd Nippon Life Prosperity Plus, we aim to provide you with a plan which helps you save regularly providing you with the option of managing your own savings or choosing from a variety of pre-designed investment strategies to suit your financial needs. With Loyalty Additions to boost your fund along with the advantage of minimal charges, IndusInd Nippon Life Prosperity Plus helps you meet your financial goals along with the added benefit of life insurance cover throughout the tenure of your policy.

Benefits of INL Prosperity Plus

Guaranteed Maturity
Total fund value + maturity additions + return of admin charges at policy end if in-force.
Death Benefit
Higher of base Sum Assured (net withdrawals), fund value, or 105% total premiums paid
Limited Pay Option
Pay premiums for 5, 10, 15 years or regular/single pay
High Life Cover
Adequate coverage throughout term linked to premiums
Policy Terms
10-20 years to align with financial goals
Premium Discounts
Low allocation charges + top-up flexibility (min ₹25K)
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
Calculate Benefit Illustrator
All you need to know

How the plan works?

Wealth creation with protection
Loyalty and maturity additions
Flexible withdrawal options
You start by deciding your premium amount, policy term, and premium payment term, and choose a base sum assured that matches your life insurance needs. Your premium is then invested in an investment option selected as per your risk appetite and financial goals. At policy maturity, you can receive the maturity benefit as a lump sum or through a structured payout, while in case of an unfortunate event during the policy term, the death benefit is paid to your nominee(s).
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 20 Years

What you Pay
At 8% Return
Rs. 28,89,803
Rs. 58,72,804
Rs. 88,67,413
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
View All Stories

Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

View All FAQs

For eligibility criteria: AP is the Annualized Premium i.e. Installment Premium multiplied by Frequency of Premium Payment. The above limits will be subject to Board Approved Underwriting Policy

Risk commencement date will be the same as Policy commencement date for all lives including minor lives

The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. IndusInd Nippon Life Insurance Company Limited is only the name of the Insurance Company’ and IndusInd Nippon Life Prosperity Plus is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Funds do not offer guaranteed or assured returns.

For more details on associated risk factors, applicable charges and other terms and conditions please read sales brochure carefully before concluding a sale. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.

UIN for IndusInd Nippon Life Prosperity Plus: 121L134V03