INL Smart Savings Insurance Plan

I don’t have time to think about my investment. My investment should think about me.

Summaries Benefits
  • Flexibility with 8 funds (equity/balanced/debt) + self/auto-managed
  • Tax benefits under 80C/10(10D) per laws
  • Minimum 7-10x annualized premium throughout
  • Partial Withdrawals post 5-year lock-in for emergencies
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About Product

INL Smart Savings Insurance Plan

We dream big but save small. And with time, we let go of our big dreams
because our finances limit them from becoming a reality. We wish for a
savings plan that can do the thinking for us, that invests in the right funds,
grows wealth at a healthy rate and also keeps our future secure. More
importantly it should have the flexibility to suit our needs.

Benefits of INL Smart Savings Insurance Plan

Guaranteed Maturity
Fund value + boosters paid at policy end if in-force
Death Benefit
Base Sum Assured (net of all Deductible Partial Withdrawals), fund value, or 105% total premiums paid
Limited Pay Option
Pay premiums for 5, 7, 10 years or full term
High Life Cover
Minimum 7-10x annualized premium throughout
Policy Terms
10-30 years to match goals
Premium Discounts
Reduced charges for higher premiums
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
Calculate Benefit Illustrator
All you need to know

How the plan works?

Wealth creation with protection
Flexible investment options
Rewards for long-term savings
You choose your premium, policy term, and life cover based on your financial goals. Your premiums are invested in market-linked options you select to help grow your savings over time. At maturity, you receive the accumulated fund value, while in case of an unfortunate event during the policy term, your nominee receives the death benefit.
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 20 Years

What you Pay
At 8% Return
Rs. 27,82,686
Rs. 55,65,372
Rs. 87,39,083
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
View All Stories

Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

View All FAQs

For eligibility criteria: All the references to age are based on age last birthday.

Risk commencement date will be the same as Policy commencement date for all lives including minor lives

The premium paid in Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. IndusInd Nippon Life Insurance Company Limited is only the name of the Insurance Company’ and IndusInd Nippon Life Smart Savings is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Funds do not offer guaranteed or assured returns.

For more details on associated risk factors, applicable charges and other terms and conditions please read sales brochure carefully before concluding a sale.

Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors.

UIN for IndusInd Nippon Life Smart Savings: 121L117V02