e-Insurance Account (eIA)

A single, secure account to hold all your insurance policies digitally

What is an eIA (e-Insurance account)?

eIA stands for e-Insurance Account or "Electronic Insurance Account" which will safeguard the insurance policy documents of policyholders in electronic format. This e-Insurance account will facilitate the policyholder by providing access to the insurance portfolio at a click of a button through the internet. IRDAI has granted the Certificate of Registration to the following entities to act as 'Insurance repositories' that are authorized to open e-Insurance Accounts.

M/s NSDL Database Management Limited
M/s Central Insurance Repository Limited
M/s Karvy Insurance Repository Limited
M/s CAMS Repository Services Limited

Each e-Insurance Account will have a unique Account number. Each account holder will be granted a unique Login ID and Password to access the electronic policies online.

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Benefits of an eIA

Free to Open

Opening e-Insurance Account is free of cost

All Policies in One Place

View and manage all your life insurance policies under a single account

Paperless & Instant Access

Paperless policy documents avoid time lag for receiving physical policy document

Single Point for Updates

e-Insurance Account acts as a single point of contact for you to update demographic details with all the insurance companies with whom your insurance policies are held.

How to open an eIA?

You can open your e-Insurance Account with only three steps.
Step 1

Download the eIA creation form of your preferred Insurance Repository

Step 2

Fill the form and attach below listed self-attested documents

  • Copy of your PAN card / Aadhar Card
  • Address proof (refer the approved list of address proof)
  • Copy of original cancelled cheque
Step 3

Submit the form and documents at your nearest RNLIC branch

After you submit the form and cursory documents, your eIA will be created within 7 working days and the same will be communicated to you from the respective Insurance Repositories via E-mail. Your login ID and password will also be shared at the same time.

You can choose any one repository while opening your eIA.
You can open your e-Insurance Account with only three steps.
Step 1

Apply Online at your preferred Insurance Repository

Step 2

Fill the form and attach below listed self-attested documents

  • Copy of your PAN card / Aadhar Card
  • Address proof (refer the approved list of address proof)
  • Copy of original cancelled cheque
Step 3

Submit the form and documents at your nearest RNLIC branch

After you submit the form and cursory documents, your eIA will be created within 7 working days and the same will be communicated to you from the respective Insurance Repositories via E-mail. Your login ID and password will also be shared at the same time.

e-Insurance FAQ's

What is Insurance Repository?
What is the objective of an Insurance Repository?
Can any individual/firm act as an Insurance Repository?
Can Insurance repository sell/solicit Insurance policy?
View All FAQs