INL Increasing Income Insurance Plan

Our happiness is going to increase, so is our income.

 Benefits Summary
  • Get Guaranteed Monthly Income from the end of premium payment term till maturity
  • Get 2x Base Sum Assured at Maturity under Income with Maturity option 
  • Covers you for entire policy term
  • Enhance protection with optional riders
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About Product

INL Increasing Income Insurance Plan

With time you would aspire for a bigger house, an expensive car, admission in the best school and a good higher education for your children. Your savings need to power these dreams of tomorrow.

With IndusInd Nippon Life Increasing Income Insurance Plan, you can plan for an increasing guaranteed1 income in future that keep pace with your dreams and ensures protection for your family.

Benefits of INL Increasing Income Insurance Plan

2 Income Options: Income with Maturity Benefit and Only Income
Get Guaranteed Monthly Income from end of premium payment term till maturity
Get 2x Base Sum Assured at Maturity under Income with Maturity Benefit option
Pay premiums for half the policy term and enjoy monthly income for the remaining half
Enhance protection with optional riders
Tax benefits as per prevailing laws under current laws
Download Brochure Download Sample Policy Document Download Customer Information Sheet (CIS)
Calculate Benefit Illustration
All you need to know

How INL Increasing Income Insurance plan works?

Increasing Guaranteed Monthly Income Over Time
Life Cover & Tax Benefits
Regular Payouts for Long-Term Needs
You pay premiums for the chosen premium payment term and, on survival, start receiving a regular guaranteed monthly income that increases every year and get a lumpsum amount at maturity
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 20 Years

What you Pay
What You Get
Rs. 17,11,878
Rs. 34,23,757
Rs. 51,35,635
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Highest Retirement Income
Best for Independent Retirement
Lifetime Payouts
This annuity option is designed to give you one of the highest retirement incomes for life. It is ideal for individuals who want to enjoy their retirement years with financial independence and peace of mind.
Scenario
Age 50
Businessman

Buying a Guaranteed Income Plan
For premium payment of 6 years with income deferred by 10 years

Premium Payment Term: 6 Years | Income Deferment Period: 10 Years
What you Pay
8
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Increasing Guaranteed Monthly Income Over Time
Life Cover & Tax Benefits
Regular Payouts for Long-Term Needs
You pay premiums for the selected premium payment term and then receive a higher regular guaranteed monthly income that increases every year after the premium term ends. This income continues till the end of the policy term.
Scenario
Mr. Singh | Age 35
Businessman

Premium Payment Term: 10 Years | Policy Term: 20 Years

What you Pay
What You Get
Rs. 15,28,001
Rs. 30,55,997
Rs. 45,83,997
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.
Highest Retirement Income
Best for Independent Retirement
Lifetime Payouts
This annuity option is designed to give you one of the highest retirement incomes for life. It is ideal for individuals who want to enjoy their retirement years with financial independence and peace of mind.
Scenario
Age 50
Businessman

Buying a Guaranteed Income Plan
For premium payment of 6 years with income deferred by 10 years

Premium Payment Term: 6 Years | Income Deferment Period: 10 Years
What you Pay
8
Calculation Breakdown
= xx X 12 = ₹xx,xxx p.a.

Eligibility Criteria

Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
View All Stories

Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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40,108 Cr^

Assets Under Management

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68000+

Trusted Advisors

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98.9%**

Claim Settlement Ratio

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700+#

Branches Across India

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3X faster

Faster Process

View All FAQs

Note: All the references to age in the eligibility criteria are based on age last birthday.

The Base Sum Assured varies by entry age, premium, policy term, premium payment term, chosen income option and death benefit option.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

UIN For IndusInd Nippon Life Increasing Income Insurance Plan: 121N108V04

UIN for IndusInd Nippon Life Accidental Death Benefit Rider: 121B032V03

UIN for IndusInd Nippon Life Accidental Death and Disability Rider: 121B017V03

UIN for IndusInd Nippon Life Accidental Death and Disability Plus Rider 121B016V03

UIN for IndusInd Nippon Life Critical Illness Rider: 121A018V02