INL Super Assured Future Endowment

INL SAFE is a non-linked, non-participating individual savings life insurance plan that provides both life insurance protection and guaranteed savings. It ensures a lump sum benefit at maturity and offers additional Guaranteed Additions (GA) and Guaranteed Loyalty Additions (GLA).
 

The Guaranteed Additions (GA) are calculated as a percentage of the Sum Assured on Maturity and accrue at the end of each policy year. These amounts are paid either at maturity or in case of death, provided all due premiums are paid.

The Guaranteed Loyalty Additions (GLA) reward you for staying committed to the plan. They start accruing after the 5th policy year and significantly enhance your maturity benefit, ensuring that your savings grow consistently throughout the policy term.

• You can choose from policy terms ranging from 15 to 21 years
• The available premium payment terms are 5, 7, 8, 10, and 12 years.

In the unfortunate event of the life assured’s death during the policy term, the nominee will receive:

- Sum Assured on Death (higher of 11 times the Annualized Premium or Base Sum Assured),

- 105% of total premiums paid till date of death,

along with Accrued Guaranteed Additions and Accrued Guaranteed Loyalty Additions, if any.