Please note that our Company name has been officially changed from Reliance Nippon Life Insurance Company Limited to IndusInd Nippon Life Insurance Company Limited
Up to 15% discount
Term Insurance Plans
Premiums starting just Rs 13/Day*
Retire Without Worries
Retirement & Pension Plans
Guaranteed income after retirement
Save Smart. Stay Secure
Savings Plan with Guaranteed Growth
Your Money. No Market Risk
Tax Benefits up to ₹1.5 Lakh*
ULIP (Unit Linked Insurance Plan)
Market Growth + Life Cover
Serious Illness Protection
Health Plans
Protection from critical illness
Customisable Group Plans
Group Solutions
Comprehensive corporate plans
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Find Your Perfect Plan

Protection Built Around Your Dreams and Milestones

Limited Pay, Lifetime Secure
INL Super Suraksha Plus
Key Features
  • Policy terms Life insurance protection for up to 50 years
  • Return of Premium Option Get 100% of premiums paid on survival till maturity under the Life Plus variant
Save up to 15%
When you buy online
4051
Per Month
Retire without worries
INL Nishchit Pension
Key Features
  • Guaranteed Income Single Life or Joint life (Joint Life Annuities may be opted with Spouse/Children/Parents/Parents in Law/Sibling)
  • Lock your Annuity Rates To ensure regular flow of income ahead of time
Premium Starting
8,6705
Per Month
Invest, Protect, Grow Wealth
INL Classic Plan II
Key Features
  • High Life Cover Minimum 10x annualized premium throughout term
  • Guaranteed Maturity Base sum assured paid at policy end if in-force
Premium Starting
2,50022
Per Month
Now with 0% GST
INL Wealth And Insurance Plan
Key Features
  • Guaranteed Maturity: Fund value paid at policy end if in-force.
  • Death Benefit: Higher of base Sum Assured (net withdrawals), fund value, or 105% total premiums paid.
Premium Starting
8,33421
Per Month
Now with 0% GST
Get Online Discount
INL Super Suraksha Plus
Key Features
  • Policy Term Life insurance protection for up to 50 years
  • Return of Premium Option Get 100% of premiums paid on survival till maturity under the Life Plus variant
Save up to 15%
When you buy online
4051
Per Month
Get Online Discount
INL Super Suraksha Elite
Key Features
  • Policy term Life insurance protection for up to 50 years
  • Premium Payment Flexibility Pay for 5/7/10/15 years or for the whole policy period
Save up to 15%
When you buy online
8582
Per Month
Affordable Term Plan
INL Saral Jeevan Bima
Key Features
  • Life Cover Range Minimum ₹5 lakhs, maximum ₹25 lakhs base sum assured
  • Entry & Maturity Age Entry from 18-65 years, maximum maturity age 70 years.
Premium Starting
2793
Per Month
Now with 0% GST
Guaranteed Income Forever
INL Guaranteed Advantage Income Plan
Key Features
  • Option to Get back 50% of your Annualised Premium
  • Income starts from 1st Year of policy term.
Premium Starting
3,0354
Per Month
Get Guaranteed Returns
INL Guaranteed Money Back Plus
Key Features
  • Triple Death Benefit Immediate lumpsum, future premium waiver, plus ongoing money back and maturity benefits
  • Guaranteed Money Back Increasing payouts over last four policy years before maturity
Premium Starting
2,0816
Per Month
Get Tax Benefits
INL Nishchit Ace
Key Features
  • Guaranteed Step-Up Income
  • Flexible premium payment options
Premium Starting
6,5037
Per Month
Assured Returns + Life Cover
INL Super Assured Future Endowment
Key Features
  • Guaranteed maturity benefit combining base sum assured plus guaranteed additions and loyalty additions.
  • Life cover for the entire policy term, with death benefit higher of 11× annualized premium or base sum assured, plus accrued guarantees.
Premium Starting
3,0358
Per Month
One Plan. Multiple Benefits
INL Nishchit Samrudhi
Key Features
  • Get Guaranteed regular income for flexible income period under Income option
  • Get maturity Benefit in 4 equal instalments and fulfil your long-term goals under Endowment Option
Premium Starting
6,50313
Per Month
Second Income Starts Now
INL Smart Total Advantage Return
Key Features
  • Covers you for entire policy term
  • Get steady income starting from 1st year in the form of Cash bonus increasing every year
Premium Starting
4,3359
Per Month
Protect Every Stage of Life
INL Smart Zindagi Plus
Key Features
  • Secure your family with life cover up to 85 years
  • Get steady income starting from 1st year end in the form of Cash bonus increasing every year
Premium Starting
3,03512
Per Month
Guaranteed Growth Unlocked
INL Nishchit Samrudhi Plus
Key Features
  • Covers you for entire policy term
  • Flexible premium payment options
Premium Starting
8,67010
Per Month
Guaranteed Growth + Cover
INL Nishchit Bhavishya
Key Features
  • Choice of 2 variants: Variant 1 – Income benefit along with lump sum maturity benefit after premium payment term; Variant 2 – Early moneybacks (4th & 8th year) plus later income and maturity lump sum
  • Guaranteed income benefit Increasing income benefits every year after PPT, growing at a simple 5% per annum to offset rising cost of living
Premium Starting
2,99211
Per Month
Life's Milestones Protected
INL Milestone Plan
Key Features
  • Covers you for entire policy term
  • Lumpsum Benefit at Maturity
Premium Starting
2,08014
Per Month
Get Money Back Every Year
INL Guaranteed Money Back Plan
Key Features
  • Guaranteed Money Back payouts annually in last 5 policy years
  • Guaranteed Loyalty Additions up to 40% of base Sum Assured, Accrued yearly
Premium Starting
4,33517
Per Month
Max Savings, Max Assurance
INL Super Endowment Plan
Key Features
  • Guaranteed sum assured on maturity
  • Suitable for retirement planning, Long term wealth creation
Premium Starting
1,16515
Per Month
Income That Grows Every Year
INL Increasing Income Insurance Plan
Key Features
  • Guaranteed Monthly Income from end of premium payment term till maturity
  • 2 Plan Options Income with Maturity Benefit and Only Income
Premium Starting
2,16816
Per Month
Now with 0% GST
Retire without worries
INL Nishchit Pension
Key Features
  • Guaranteed Income Single Life or Joint life (Joint Life Annuities may be opted with Spouse/Children/Parents/Parents in Law/Sibling)
  • Lock your Annuity Rates today To ensure regular flow of income ahead of time
Premium Starting
8,6705
Per Month
Pay Once, Retire Tension-Free
INL Immediate Annuity Plan
Key Features
  • Single premium payment: stay worry-free for the entire policy term
  • Whole Life Guaranteed Income steady income for life, no matter how long you live.
Premium Starting
1,00,000/Year18
Per Month
Guaranteed Income Forever
INL Saral Pension Plan
Key Features
  • Pay premium only once
  • Guaranteed income for your entire life
Premium Starting
1,00,000/Year19
Per Month
Now with 0% GST
Wealth with protection
INL Wealth And Insurance Plan
Key Features
  • Guaranteed Maturity Fund value paid at policy end if in-force
  • Death Benefit Higher of base Sum Assured (net withdrawals), fund value, or 105% total premiums paid
Premium Starting
8,33421
Per Month
Invest, Protect, Grow Wealth
INL Classic Plan II
Key Features
  • Guaranteed Maturity Base sum assured paid at policy end if in-force
  • Death Benefit Higher of Fund Value, 105% total premiums paid, or base sum assured.
Premium Starting
2,50022
Per Month
Secure 100x Cover
INL Premier Wealth Insurance Plan
Key Features
  • Guaranteed Maturity Total fund value (base + top-ups) paid at policy end if in-force
  • Death Benefit Higher of base Sum Assured (net withdrawals), fund value, or 105% total premiums paid
Premium Starting
16,66723
Per Month
Limited Pay, Endless Rewards
INL Prosperity Plus
Key Features
  • Guaranteed Maturity: Total fund value + maturity additions + return of admin charges at policy end if in-force.
  • Death Benefit: Higher of base Sum Assured (net withdrawals), fund value, or 105% total premiums paid.
Premium Starting
8,33324
Per Month
Invest Smart, Protect Smarter
INL Smart Savings Insurance Plan
Key Features
  • Guaranteed Maturity: Fund value + boosters paid at policy end if in-force.
  • Death Benefit: Base Sum Assured (net of all Deductible Partial Withdrawals), fund value, or 105% total premiums paid.
Premium Starting
5,00025
Per Month
Now with 0% GST
Buy Online

Get Your Personalized
Quote in 2 Minutes

Answer a few simple questions and get an instant premium estimate for your life insurance plan.

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Smart Calculators for Better Planning

Calculate your BMI, Tax and Home Loan EMIs for better planning

Check Your Health Score Instantly

Calculate your Body Mass Index (BMI) using height and weight to assess fitness levels and wellness risks for better life insurance planning

Plan Your Loan Repayments Easily

Compute monthly Equated Monthly Installments (EMI) for home, car, or personal loans with principal, interest rate, and tenure inputs

Estimate Your Savings Today

Calculate income tax liability with deductions for insurance premiums, investments, and more under current FY rules

A Faster, Easier Life Insurance Claim Process

File your claim online in a few easy steps and receive quick, stress-free claim support

All About Claims
98.9%
Claim Settlement Ratio**
10 Million***
Customer Saved
7000 Cr+
Claims Settled

Understanding Life Insurance Claims

1
How to File a Claim?

File your claim online or download the form to submit at the nearest INLIC branch. Keep your policy number and other related documents ready.

2
Where to File a Claim?

File your claim online or download the form to submit at the nearest INLIC branch. Keep your policy number and other related documents ready.

3
How to Check Claim Status?

Enter your INLIC policy number or claim number on our claims tracking page for updates. Contact us by: Call +91 022 4198 4000, Email customerservice@indusindnipponlife.com, NOVA, our WhatsApp chatbot +91 72088 52700, or visit our branch Branch locator.

4
How can I update my bank details to file a claim?

To receive the claim amount in your bank account, you must update your bank account details either by emailing us at customerservice@indusindnipponlife.com, contacting us via phone +91 022 4198 4000, through our INLIC Customer Connect app, via our WhatsApp chatbot NOVA +91 72088 52700, or by visiting the nearest branch Branch locator.

Our Quick, Easy & Transparent Claim Process!

Step 1

Report About Claim

To register a claim, you simply need to submit the required documents at your nearest INLIC Branch office. Our branch executives will be available to assist you through the process.

Step 2

Fill & Submit Claim Form

You can notify the insurer online or physically at their branch or central office with the required documents or even submit it through INLIC website.

Step 3

Claim Settlement

You can notify the insurer online or physically at their branch or central office with the required documents or even submit it through INLIC website.

INLIC Customer Connect App

Manage Your Policy Anytime, Anywhere

Download our INLIC Customer Connect App

Life Insurance Made Easy

Understand how it works, why it’s important, and how to pick the right plan

The Basics of Life Insurance

1

What is Life Insurance?

Life insurance is a financial plan that gives a lump sum or regular payment to your family or nominee when the policy matures or if the policyholder passes away unexpectedly. It helps secure your family’s financial future.

2

Why Choose IndusInd Nippon Life Insurance?

IndusInd Nippon Life Insurance (INLIC) provide personalized life insurance plans with flexible options, competitive prices, and a reliable claim settlement ratio of 98.9%. We have a network of over 700 branches across India and more than 60,000 advisors.

The Basics of Life Insurance

2

Why Choose IndusInd Nippon Life Insurance?

IndusInd Nippon Life Insurance (INLIC) provide personalized life insurance plans with flexible options, competitive prices, and a reliable claim settlement ratio of 98.9%. We have a network of over 700 branches across India and more than 60,000 advisors.

3

What Types of Life Insurance Plans Are Available?

You can choose from term plans, endowment plans, Unit Linked Plans (ULIPs), retirement plans, and child education plans to fit your financial goals and protection needs.

The Basics of Life Insurance

3

What Types of Life Insurance Plans Are Available?

You can choose from term plans, endowment plans, Unit Linked Plans (ULIPs), retirement plans, and child education plans to fit your financial goals and protection needs.

4

How to Buy Life Insurance with IndusInd Nippon Life Insurance?

You can purchase policies online through our website, visit any IndusInd Nippon Life branch or give us your contact details so that we can reach out to you to help you make an informed decision.

The Basics of Life Insurance

4

How to Buy Life Insurance with IndusInd Nippon Life Insurance?

You can purchase policies online through our website, visit any IndusInd Nippon Life branch or give us your contact details so that we can reach out to you to help you make an informed decision.

5

Where Can You Make Payments or Get Support?

You can make payments and manage your policy online, INLIC Customer Connect App, at INLIC branches, or through our 24x7 WhatsApp bot – RENI.

Trust You Can Count On

Backed by strong claim results and nationwide support, we stand by your family when it matters most

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Customer Voice

"Honest Stories from the People We Protect"

The best thing about IndusInd Nippon Life is that their people clarify all the policy details.

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IndusInd Nippon Life is a very flexible organization when it comes to getting good service.

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I have policies from various insurance firms but I find IndusInd Nippon Life to be the best. I meet my agent almost daily and have no complaints with my policies so far.

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In my experience, IndusInd Nippon Life has the best after-sales service. Its SMS based services keep me informed at all times.

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I appreciate the customer care support.

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I am thankful to the company for setting the death claim of my husband in a very short period of time. If I am in a position to invest I would definitely like to invest in your company in the near future. My sincere thanks to you and your company.

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Ajit Singh Varma
Professional | Kanpur
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Vinay Kumar
Professional | Visakhapatnam
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Pradeep Kumar
Businessman | Amritsar
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Pooja Mishra
Professional | Lucknow
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Chapidi Ganga Bhavani
Businessman | Andhra Pradesh
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Vandana R. Khopkar
Housewife | Goa
Become an Advisor

Turn Your Ambition into Income.

Join IndusInd Nippon Life as an Advisor and unlock unlimited earning potential, flexible work, and a purpose-led career

Long-Term Earnings

Earn long term annual income

Flexible Hours

Work at your own place

High Commissions

Earn on every sale

Strong Career Growth

Recognition & Rewards

High Profit Potential

Zero-Investment Needed

International Exposure

Become an Advisor
Ashish Kumar Soni
Insurance Advisor | With INLIC 10yrs
Mumbai, Maharashtra

“INLIC’s continuous training and mentorship gave me the skills to succeed with confidence.”

Ram Kumar Soni
Insurance Advisor | With INLIC 15yrs
Navi Mumbai, Maharashtra

When my father passed away unexpectedly, I was worried about how to manage things.

Join 10,000+ INLIC Advisors helping families secure their future
10K+

Frequently Asked Questions

What is Life Insurance?
Why Choose IndusInd Nippon Life Insurance?
What Types of Life Insurance Plans Are Available?
How to Buy Life Insurance with IndusInd Nippon Life Insurance?
Where Can You Make Payments or Get Support?
Will my policy be affected because of this change ?
Will my existing policy stillbe valid?
Will the Hinduja Group (IndusInd)/IIHL honour my policy?
Will there be any changes to my policy now or later
Will I receive a new policy document or number?
What is a savings plan?
Who should consider a savings plan?
Are returns in an IndusInd Nippon Life Savings product guaranteed?
Are savings plans safe?
Do savings plans offer life cover?
What is a retirement plan?
What is an annuity?
Why plan early for retirement?
What payout options are available?
Are annuity payouts guaranteed?
What is Unit Linked Insurance Plan or ULIP?
Are ULIPs good for wealth creation?
How do fund switches work?
What is the lock-in period?
Do ULIPs offer tax benefits?

    1 The above illustration is for Salaried, Male(18 yr), Non Smoker, Life Variant - Regular pay , Policy Term:20 yrs with Base Sum Assured: Rs 50 lakh   

    

    2 The above illustration is for a Salaried, Male (18yr), Non Smoker, with Regular Pay, Policy Term of 20 yrs and a Base Sum Assured of Rs 2 cr   

    

    3 The above illustration is for a Non-Salaried, Male (18yr), Non Smoker, with Regular Pay , Policy Term of 5 yrs and a Base Sum Assured of Rs 5 lakh   

    

    4 The above illustration is for a Male (35 yr), Non Smoker, with Early Income variant, Premium Payment Term of 6 yrs, Policy Term of 20 yrs   

    

    5 The above illustration is for Male(30 yr), Non Smoker, Single Life Annuity Variant, Premium Payment Term: 5 yrs, Deferment Period: 5 yrs   

    

    6 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 15 yrs   

    

    7 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 25 yrs   

    

    8 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 15 yrs   

    

    9 The above illustration is for a Male (35 yr), Non Smoker, with Life Variant, Premium Payment Term of 10 yrs, Policy Term of 20 yrs   

    

    10 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 17 yrs   

    

    11 The above illustration is for Male(35 yr), Non Smoker, Variant 1, Premium Payment Term: 8 yrs, Policy Term: 24 yrs   

    

    12 The above illustration is for a Male (35 yr), Non Smoker, with Immediate Payout Option, Premium Payment Term of 10 yrs, Policy Term of 67 yrs   

    

    13 The above illustration is for a Male (35 yr), Non Smoker, with Endowment Option, Premium Payment Term of 6 yrs, Policy Term of 15 yrs   

    

    14 The above illustration is for a Male (35 YR), Non Smoker, with Life Option, Premium Payment Term of 5 yrs, Policy Term of 10 yrs   

    

    15 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 7 yrs, Policy Term of 14 yrs   

    

    16 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 6 yrs, Policy Term of 12 yrs   

    

    17 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 15 yrs   

    

    18 The above illustration is for Male(20 yr), Non Smoker, Life Annuity Variant, Premium Payment Term: 1 yr, Policy Term: Whole Life   

    

    19 The above illustration is for a Male (40 yr), Non Smoker, Premium Payment Term of 1 yr, for Whole Life Term   

    

    20 The above illustration is for Male(18 yr), Non Smoker, Silver Variant, Premium Payment Term: 10 yrs, Policy Term: 10 yrs and Base Sum Assured: Rs 10 lakh   

    

    21 The above illustration is for Male(18 yr), Non Smoker, Premium Payment term: 5 yrs, Policy Term: 67 yrs   

    

    22 The above illustration is for Male(35 yr), Non Smoker, Regular Pay Variant, Policy Term: 15 yrs   

    

    23 The above illustration is for Male(35 yr), Non Smoker, Regular Pay Variant, Policy Term: 5 yrs   

    

    24 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 10 yrs   

    

    25 The above illustration is for a Male (35 yr), Non Smoker, with Premium Payment Term of 5 yrs, Policy Term of 10 yrs   

    **For FY2025 individual claims

    ***customers onboarded since inception

    ^As of 30th September, 2025

    # As on 30th November 2025