A transparent three-step process designed to ensure faster verification and hassle-free claim settlement.
- Cashless Request Form – duly filled in by the Insured (available at the TPA desk in Network Hospitals)
- Copy of Health Card
- KYC document of the Insured / Patient
- Original Discharge Summary and other Investigation Reports will be retained by the Hospital
- All documents are to be submitted in original.
- Reimbursement claims can be lodged by visiting the nearest INLIC branch office.
- The Insurer / TPA may call for additional documents, on a case-to-case basis, to evaluate the merit of a claim.
- Enjoy the exclusive benefit of your insurance plan by availing cashless treatment at our network hospitals.
- TPA: MEDI ASSIST INSURANCE TPA PRIVATE LIMITED
- Senior Citizens – Health Claims Queries/Grievances: Call 1800 102 3330
- Cashless Claims – Public Notice
- This notice is for all customers of IndusInd Nippon Life Insurance who have availed health insurance benefits.
- As per the Master Circular on Health Insurance Business, all cashless claims will be processed strictly in line with applicable regulatory guidelines.
Download Forms
- Standard Reimbursement Claim Form Part A – to be filled by the Insured
- Standard Reimbursement Claim Form Part B – to be filled by the Insured and Hospital
- Discharge Summary from Hospital
- All Investigation Reports and Doctors' prescriptions
- Hospital bill, Hospital payment receipts, and Pharmacy bills with date
- A break-up of Investigation charges (under main hospital bill)
- MLC / FIR / Self-declaration for accidental injury or treatment
- KYC document of the Insured / Patient
- Bank details of the Insured – Personalized cancelled Cheque or Completed Bank Authorization Form, attested by the Bank, along with a self-attested copy of Passbook / Bank Statement with IFSC and Bank Account number mentioned thereon
- All documents are to be submitted in original.
- Reimbursement claims can be lodged by visiting the nearest INLIC branch office.
- The Insurer / TPA may call for additional documents, on a case-to-case basis, to evaluate the merit of a claim.
- Claim Form – Hospital Cash Benefit – to be filled by the Insured
- Copy of all Hospital records (Admission Notes, Discharge Summary, and Test / Investigation Reports)
- Attending Doctor's / Surgeon's certificate supporting hospitalization (including ICU admission, if any), diagnosis, and treatment
- Hospital bill and receipts for payment
- Copy of FIR (in case of accident)
- KYC document of the Insured / Patient
- Bank details of the Insured – Personalized cancelled Cheque or Completed Bank Authorization Form, attested by the Bank, along with a self-attested copy of Passbook / Bank Statement with IFSC and Bank Account number mentioned thereon
Additional documents in case of claim under Critical Conditions (25) Rider / Major Surgical Benefit in Wealth + Health Plans
-
- Claim Form – Critical Illness (25) Rider - to be filled by the Insured
- Claim Form – Major Surgical Benefit - to be filled by the Insured
- Specialist Doctor’s certificate confirming the diagnosis and when the symptom first occurred / stating nature of operation performed
NOTES
Photocopies of all documents should be attested by an IndusInd Nippon Life Insurance (formerly Reliance Nippon Life Insurance) Official.
The Insurer / TPA may call for additional documents, on a case to case basis, to evaluate the merit of a claim.
- All documents are to be submitted in original.
- Reimbursement claims can be lodged by visiting the nearest INLIC branch office.
- The Insurer / TPA may call for additional documents, on a case-to-case basis, to evaluate the merit of a claim.
- Claim Form – to be filled by the Insured
- Certificate from Attending Medical Practitioner confirming the date of diagnosis
- Original and Copy of Policy Document
- All Medical Records including the following:
- Original Discharge / Death Summary Card
- Indoor case papers
- Copies of Hospital Bills, Pharmacy/Investigations Bills
- Investigation Reports
- Details of the treatment received by the Insured from the inception of the ailment
- Letter from Treating Consultant stating presenting complaints with duration and past medical history
- Histopathology / Cytology / FNAC / Biopsy / Immuno-histochemistry reports
- X-Ray / CT scan / MRI scan / USG /Radioisotope / Bone scan Reports
- Blood Tests
- Any other specific investigation done to support diagnosis such as PAP Smear / Mammography, etc.
- Death Certificate issued by local Municipal Corporation or Competent Authority (where applicable)
- KYC document of the Insured
- Bank details of the Insured - Personalized cancelled Cheque or Completed Bank Authorization Form, attested by the Bank, along with a self-attested copy of Passbook / Bank Statement with IFSC and Bank Account number mentioned thereon
Claim Process For Health & Cancer Protection Plus
Cashless Claims
- Claim Intimation - Inform the TPA appointed by INLIC about your hospitalization (planned/emergency).
- Claim Processing – The TPA co-ordinates with the hospital to process the request for Authorization of Treatment and communicates the approval / pre-authorization in line with the policy terms and conditions.
- Claim Decision - The TPA will co-ordinate with the Hospital for settlement of the bills to the extent of authorization at the time of / after discharge
Reimbursement Claims & Wealth + Health Claims
- Claim Intimation – Send the Claim Forms, duly filled along with all supporting documents (in original as required) to INLIC / TPA office at the earliest, preferably within 15 days of discharge.
- Claim Processing – TPA will review the claim documents and inform you in case of any additional requirements through letters / SMS.
- Claim Decision – On receipt of all necessary claim documents, the claim decision will be taken in line with the policy terms and conditions.
Claim Process For Health & Cancer Protection Plus
A transparent three-step process designed to ensure faster verification and hassle-free claim settlement.
Claim Intimation and Submission of Supporting Documents
- At all the INLIC Branch Offices.
- Directly to Claims Team at INLIC Goregaon, Mumbai Office.
Claim Assessment and Requirement for Additional Documents, if any
- Claim documents and supporting documents will be scrutinized for completeness and adherence to policy terms and conditions.
- Additional documents, if any, will be triggered and communicated to claimants.
- Dedicated Team to handle the claims and provide assistance to the Claimant through dedicated, toll-free Claims Helpline.
Claim Decision and Payout
- On receipt of complete documentation or completion of field investigation, as applicable, the claim decision will be informed to the claimants and approved claims will be processed for Payout.
- For speed and ease, subject to availability of valid bank details, claims will be settled through electronic mode such as NEFT.
- Else, the payment will be sent vide an account payee cheque at the customers’ address registered with the company.
INL Health & Cancer Protection Plus Claims FAQ
Digital Service Channels
INL Customer Connect App – For Android | For iOS
Chat with NOVA – 24x7 Digital Assistant
Other Service Channels
Email - customerservice@indusindnipponlife.com
Toll-Free Number - 1800 102 1010
Visit your nearest INLIC branch
Registered & Corporate Office
IndusInd Nippon Life Insurance Company Limited. IRDAI Registration No. 121. Registered & Corporate Office: Unit Nos. 401B, 402, 403 & 404, 4th Floor, Inspire BKC, G Block, BKC Main Road, Bandra Kurla Complex, Bandra East, Mumbai 400051
