Retirement Plans

INL Retirement Plans provide guaranteed income for life — either immediately after the premium payment term, or as a deferred pension you build toward over time. All four plans are non-linked: your annuity rate or income amount is locked in at the time of purchase, protecting you from future interest rate cuts

Group Insurance

Smart protection for modern lives

Retire without worries

INL Nishchit Pension

With INL Nishchit Pension you can now be financially prepared for the second innings of your life

INL Nishchit Pension Pro plan offering guaranteed retirement income and long-term financial security
Key Benefits
  • Multiple Annuity options
  • Flexibility to start your retirement income as per your convenience
  • Guaranteed Income
Application Form
Premium Rate Table
Presentation
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Pay Once, Retire Tension-free

INL Immediate Annuity Plan

Get guaranteed regular income for your entire life.

INL Immediate Annuity plan offering instant regular income after investment for retirement needs
Key Benefits
  • Single premium payment
  • Whole Life Guaranteed Income
  • No medical tests required
Application Form
Premium Rate Table
Presentation
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Guaranteed Income Forever

INL Saral Pension

Allows you to save systematically and helps create a long term corpus for a regular income after your retirement.

INL Saral Pension plan offering simple and standard annuity income with lifelong financial security
Key Benefits
  • Pay premium only once
  • Choice of two Annuity options to cater to your needs
  • Avail a loan any time
Application Form
Premium Rate Table
Presentation
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Single Premium Retirement Plan

INL Nishchit Pension Pro

A plan designed for individuals who prefer a one-time premium payment and seek guaranteed lifelong income during retirement years

INL Nishchit Pension Pro plan offering guaranteed retirement income and long-term financial security
Key Benefits
  • Multiple Annuity options to choose from
  • Flexibility to start your retirement income as per your convenience
  • Lock your annuity rates today and ensure regular flow of income ahead of time
Application Form
Premium Rate Table
Presentation
Know More

Retirement Plan FAQs

How much retirement corpus do I need in India?
What is a pension plan in life insurance?
What is the difference between annuity and pension plan?
When should I start a retirement plan?
Can retirement plans provide lifetime income?
Are retirement plans affected by market fluctuations?
Can I withdraw money before retirement?
Is retirement income taxable in India?