Unit Linked Insurance Plans (ULIP)

Unit Linked Insurance Plans, or ULIPs, are investment-cum-protection plans that offer you dual benefits of availing market-linked returns on your investments, along with life insurance cover. You have the option to choose from a variety of funds available under the selected life insurance plans, along with the flexibility to manage and switch between funds. IndusInd Nippon Life Insurance presents you a wide range of regular and single premium Unit Linked Insurance Plan (ULIP) that suit your investment needs

Group Insurance

Smart protection for modern lives

Wealth with protection

INL Wealth and Insurance Plan

A protection-oriented Unit Linked Plan, tailored to ensure your family is well-protected with a robust life coverage while helping you grow your wealth to reach your long-term ambitions.

INL Wealth and Insurance Plan combining long-term wealth creation with life insurance protection
Key Benefits
  • High Life Cover: Up to 100x annualized premium
  • Premium Discounts: Low allocation + return of 100% allocation charge at year 15
  • Fund Flexibility: 8 investment funds per risk appetite
Application Form
Mortality Rate Table
Presentation
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Invest, Protect, Grow Wealth

INL Classic Plan II

A unit linked insurance plan that allows you to invest for the long term and protect your investment against uncertainties.

INL Classic Plan II offering guaranteed income and life insurance for long-term financial goals
Key Benefits
  • High Life Cover: Minimum 7x annualized premium throughout term
  • Fund Flexibility:9 investment options with 52 free switches
  • Tax Advantages: Benefits under Sections 80C and 10(10D)
Application Form
Mortality Rate Table
Presentation
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Secure 100x Cover

INL Premier Wealth Insurance Plan

A unit linked plan that gives you the choice to actively or systematically manage your investments.

INL Premier Wealth Insurance Plan designed for wealth creation with life cover benefits
Key Benefits
  • Guaranteed Maturity: Total fund value (base + top-ups) paid at policy end if in-force
  • Limited Pay Option: Pay premiums for limited period (5,7,10 years) or regular/single pay
  • High Life Cover: Up to 100x annualized premium throughout term
Application Form
Mortality Rate Table
Presentation
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Limited Pay, Endless Rewards

INL Prosperity Plus

A Life Insurance plan that does more than just secure your future.

INL Prosperity Plus plan offering savings growth and financial protection for future needs
Key Benefits
  • Limited Pay Option: Pay premiums for 5, 10, 15 years or regular/single pay
  • High Life Cover: Adequate coverage throughout term linked to premiums
  • Premium Discounts: Low allocation charges + top-up flexibility (min ₹25K)
Application Form
Mortality Table
Presentation
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Invest Smart, Protect Smarter

INL Smart Savings Insurance Plan

IndusInd Nippon Life Smart Savings Insurance Plan automatically adjusts to your risk appetite, by balancing between equity and debt through a systematic asset allocation strategy based on your life-stage.

INL Smart Savings Insurance Plan providing disciplined savings with life insurance protection
Key Benefits
  • Guaranteed Maturity: Fund value + boosters paid at policy end if in-force
  • High Life Cover: Minimum 7-10x annualized premium throughout
  • Policy Terms: Flexible 10-30 years to match goals
Application Form
Mortality Table Rate
Presentation
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